Real estate can be a wise investment. We can help you build or buy a place to hang your shingle with a construction loan or traditional term loan. We also do loans on income-producing properties. With competitive rates and flexible terms, Bank of Idaho stands ready to help you invest in your business' new home. When you're ready to discuss financing for your commercial real estate purchase, our experts are prepared to guide you through the process.
In a pinch for some operating money? Do you miss out on discounts with your vendors due to timing differences in collecting your receivables? Our Business Operating Line of Credit is designed to provide short-term support when a little extra cash is necessary. If your business has a temporary need to cover operating costs while you wait to collect on your accounts, this line of credit may be the perfect solution.
A Standby Letter of Credit (SLOC) is a guarantee of payment by a bank on behalf of their customer (you). It is considered a loan of last resort in which the bank fulfills payment on a contract to an interested third party (usually a vendor or client to you, the customer).
Similar to holding funds in escrow, this Letter of Credit protects all parties engaged through the issuance of a line of credit that may be drawn against in the event funding is required. Because of the irrevocable commitment to lend, this type of credit generally requires strong financial backing and collateral.
Our most popular business checking account option is designed to guide small business success with convenient services and simple account management options.
*Minimum to open $50.00.
**Business Bill Pay: The first 20 payment/transactions per month are free and each additional payment/transaction is $0.50 each billable on the first business day of the month following the month in which the transactions occur.
***Cash Management Service: Fee of $5 per batch for ACH submissions and $9 per wire may apply.
An Account Activity Fee of $0.25 per item will be assessed when the combined total of all physical deposit tickets, items within the deposit and physical debits (checks/withdrawals) posted to the account exceeds 250 items per monthly statement cycle.
Designed to guide business success with convenient services and simple account management options.
An Account Activity Fee of $0.09 per item will be assessed when the combined total of all physical deposit tickets, items within the deposit and physical debits (checks/withdrawals) posted to the account exceeds 200 items per monthly statement cycle
Designed to guide business success with convenient services and simple account management options while earning interest on balances.
An Account Activity Fee of $0.08 per item will be assessed when the combined total of all physical deposit tickets, items within the deposit and physical debits (checks/withdrawals) posted to the account exceeds 300 items per monthly statement cycle.
Agriculture is one of our state's major industries, and we want to see local farmers and ranchers succeed. One of our specialized agriculture lenders will work closely with you to customize a loan for your immediate or long-term needs. Our options include seasonal operating lines of credit, equipment loans, term loans, and revolving lines of credit.
Loans designed specifically for agricultural needs including
Designed to guide small business success with convenient services and simple account management options.
An Account Activity Fee of $0.10 per item will be assessed when the combined total of all physical deposit tickets, items within the deposit and physical debits (checks/withdrawals) posted to the account exceeds 100 items per monthly statement cycle.
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