Business Archives | Page 2 of 3

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Remote Deposit

Our remote deposit capture program allows you to electronically deposit checks directly from your office. Streamline business operations, reduce expenses, and eliminate cumbersome trips to the branch.

Make deposits directly from your office
Eliminate the cost and liability of regular trips to the branch
Streamline operations, reduce preparation costs and improve cash flow
Easily consolidate deposits from multiple locations
Detailed reporting available

A separate contract and fee structure for this service may apply. Contact a bank representative for details.

Positive Pay

Positive Pay provides protection against fraudulent or altered checks and unauthorized ACH transactions on your business account.

Business Credit Cards

Manage business expenses and last-minute purchases with one of our three VISA^® card options. Select the card that fits your business' spending needs and apply online today.

EMV smart chip technology for added security
Mobile purchasing capabilities for added convenience
Award-winning expense management tools

Review Card Options

Everyday Checking

Basic checking with ample benefits.

$100 minimum deposit to open
No monthly minimum balance requirements after account opening
Monthly service charge of $5
- Monthly service fee waived if signed up to receive electronic statements (e-statements) through internet banking.
Unlimited check writing
Paper statements with check images
Online Banking, Bill Pay
Visa^® Debit Card
24-hour Telephone Banking

Everyday Business Savings

Every business needs a financial safety net, and our basic savings account provides a way to build and maintain just that. Our competitive interest rates will help your balance continue to grow over time, and convenient account management tools will help you to monitor progress.

$100 minimum deposit to open
$100 average daily balance to waive $3 monthly minimum balance fee
Earn interest on entire balance
Online Banking and e-statements
10 withdrawals per month; a $1 Excess Transaction Fee is assessed thereafter

Business Money Market

Aim higher! Improve your savings return and build a solid foundation for your business with this versatile savings vehicle. This account features tiered rates to help you earn higher interest rates than our regular savings option. And, as your balance increases, you will maintain access to your funds while having the option to write checks or make withdrawals.

$500 minimum deposit to open
Minimum balance fee of $5 if average daily balance drops below $1,000
Earn Tiered Interest Rates
Online Banking
Direct check-writing ability
10 withdrawals per month; a $5 Excess Transaction Fee is assessed thereafter

Term Operating Capital Loan

As cash flow fluctuates and financial needs change, your business may need to get a boost from a capital injection. Funds from a Term Operating Capital Loan can be used to help you get a handle on your business operations and provide the business with much-needed funding.

Annual and seasonal loans available
Competitive fixed or variable interest rates
Flexible terms
Regular repayment schedule
Money provided as upfront lump sum
Local decision-making
Friendly, personal service

Term Equipment Loan

Is your equipment outdated? Need more gear to meet a growth in demand? If your best piece of equipment is being held together with baling twine and duct tape, it may be time to consider an upgrade. Don't let substandard equipment get in the way of success. Work with one of our talented lenders to obtain a loan custom-built for your company to purchase fixed assets.

Competitive fixed or variable interest rates
Flexible terms
Regular repayment schedule
Money provided as upfront lump sum
Idaho-based decision-making
Friendly, personal service

SBA & FSA Loans

We offer a variety of loans to give your new or expanding business the capital it needs to thrive. Options include SBA 7(a), 504 and SBA Express loan programs, as well as Rural Development, FSA and Farmer Mac loan programs. These programs provide an additional channel for your business to get the financing it needs.

Special loan programs for small and growing businesses
Expedited financing approvals
Low down payment options
Highly competitive interest rates
Flexible repayment terms
Idaho-based decision-making
Friendly, personal service
Guaranteed and backed by the U.S. Small Business Administration or similar agency
Find out more about our SBA loans

Eagle Business Line of Credit

Sometimes, unexpected needs arise for a business. Having quick access to funds can be a life-saver. That's where a product like our Eagle Business Line of Credit can play a pivotal role. It will provide your business with the supplemental funds needed to cover those unexpected expenses should they arise. The credit line can be customized based on your business' anticipated needs and credit qualifications.

Competitive variable interest rate
Renewed access to funds as the balance is repaid
Easy access to funds through check or telephone transfer
Can be set up to protect your business checking account against overdrafts
May be secured or unsecured, depending on credit qualifications
Available in amounts of $5,000 to $25,000