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Your HomeStreet Bank Debit or ATM card will be replaced with a Bank of Idaho Visa Debit card the week of 07/25/2022. You will receive your new Bank of Idaho Debit card by mail. If you have not received your debit card by 07/28/2022, call your branch for a temporary card.

EXPIRATION OF YOUR HOMESTREET BANK DEBIT OR ATM CARD

Please continue to use your HomeStreet Debit or ATM card until 4:00PM Pacific Time (5:00PM Mountain Time) on 07/29/2022. After that time, your HomeStreet Debit Bank card will no longer work. We recommend that you destroy your HomeStreet Bank card to avoid potential fraud.

ACTIVATING YOUR BANK OF IDAHO VISA DEBIT CARD

You will receive your new Visa Debit card from Bank of Idaho along with instructions on how to activate your card and select your Personal Identification Number (PIN). Please keep these instructions in a secure place until you are sure your card is active. You must activate your card before it can be used.

TIP: You can activate your new Bank of Idaho debit card(s) when received. Please note the usage instructions enclosed with the card. Begin using your card at 4:00PM Pacific Time (5:00PM Mountain Time) 07/29/2022.

Unless you’ve been told otherwise, your account number will stay the same at Bank of  Idaho.  

Your new routing number will be: 124103676 

If you currently have any auto deposit/withdrawal services tied to your Homestreet Routing Number for payroll, retirement, subscription services or utilities, be sure to update the routing number with those entities.

REMINDER: Any subscriptions that you have on automatic debit card payments will need to be updated in order to avoid interruption. Update your card details on Netflix, Hulu, Disney+, Amazon, and any other accounts that pull your card information directly.

If you previously had checks with Homestreet, you should receive your new Bank of Idaho checks the week of July 25. They will be active for use on August 1, 2022. Checks written prior to 8/1/22 will bounce. We apologize for the inconvenience.

Routing and transit numbers for all accounts will change as part of this conversion. Unless you have been told otherwise, account numbers will not change during this conversion. To ensure there is no disruption to your draft/direct deposit service, please contact your ACH originating companies to update your account(s) with Bank of Idaho’s routing and transit number for your automated drafts or deposits.

Some originators may discontinue automated transactions if they do not receive an updated routing and transit number for your account(s). The new routing and transit number on your Bank of Idaho account(s) will be 124103676. This takes effect 08/01/2022.

During this transition, we will continue to accept draft/direct deposits that display the Homestreet routing and transit number for a limited time. A notification from you to your originating company will help ensure that your automated transactions continue as normal. If you encounter a problem with your draft/direct deposit service, please contact your local branch, email the transition team at transition@bankofidaho.net or call 888-396-8757.

IMPORTANT INFORMATION FOR CLIENTS RECEIVING SOCIAL SECURITY BENEFITS

The U.S. Social Security Administration will not change the routing information for your benefits automatically or based on a Notification of Change (NOC) from a bank. In order to change this information, you must contact them directly by phone at 800-772-1213, TTY 800-325-0778, or via the internet at https://www.ssa.gov/myaccount.

The week of 07/25/2022, you can begin setting up online banking and download the Bank
of Idaho mobile app. Bank of Idaho’s online banking system will display limited account
information until the week of 08/01/22.

• Check your account balances, view past transactions, and receive monthly statements
• Safely transfer between accounts instantly, or schedule recurring monthly transfers
• Set up optional alerts to your secure online banking inbox, personal email, or phone
• Account balance amounts, transaction alerts, several other options
• Categorize your account transactions
• Pay your bills with AutoPay
• Enroll in electronic statements (eStatements)

Paying bills online is more secure than using paper checks:

• On Bank of Idaho’s website, you can choose billers from a large list of providers
• You can also choose from icons such as mortgages, utilities, insurance, and many more
• Pay individual people or businesses by adding their information directly
• After setting up your billers, the homepage will show your upcoming bills, past payments, and overall activity
• Keep track of all your bills right in your homepage with eBills
  • If a biller provides eBills, a flag will show up next to their name. Click on the flag to sign up for eBills with this company
  • Once eBills are activated you can see the due date and minimum payment required for your bill
• Set up recurring bills, such as mortgages and car payments, on autopay
• Set up bill pay reminders
• Same day rush payments available

TransferNow

Transfer Now has an expansive external network - make transactions between 15,000 financial institutions via the ACH network, enabling our online banking users to take  advantage of a unified, secure and easy-to-use account-to-account transfer experience.

Zelle

Sending money and sharing bills with your friends has never been so easy. After setting up your Zelle account through our online banking or mobile banking system, pending payments will automatically be directed to your account and the funds should be available within minutes.