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Wire Transfers

Quickly move money between accounts, nationally or internationally. Additional information about wire transfers is available by contacting a representative at your local branch.

Wire Transfers

Need to move funds quickly and securely? We can help you make domestic or international wire transfers. Additional information is available at your local branch. Just ask any Universal Banker for assistance.

iBiz Checking

Perfect for small businesses with a low volume of monthly transactions, this account features a tiered interest rate structure that rewards higher balances with higher earnings. It also comes with a whole suite of business management tools and other services to support efficient daily operations.

  • Ideal for small businesses with a lower monthly transaction volume
  • Online Banking and eStatements
  • Cash Management Services available
  • VISA® Business Debit Card provided
  • $50 minimum deposit to open
  • $10 minimum balance fee each month that the average daily collected balance falls below $5,000
  • No fee when fewer than a combined 250 transactions are made per statement cycle*.

*Transactions are defined as items paid (checks, ACH, transfers, and other account debits) plus items deposited each statement cycle. Excess item fee will be assessed for all physical deposit tickets, items within the deposit, and physical debits (checks/withdrawals) posted to the account above 250 items per monthly statement cycle at $0.40 per item. Rates subject to change after account is opened. Fees assessed may reduce earnings. Customer must agree to receive all account statements electronically.

Fresh Start Checking

Fresh Start Checking is perfect for you if you're looking to leave past checking account problems in the dust.  It's everything you'll need to get back on track with everyday banking.

  • $25 minimum deposit to open
  • No monthly minimum balance requirements after account opening
  • $2 monthly paper statement service charge. This charge is waived if enrolled in e-statements.
  • Debit Card transaction daily limit is $500, ATM daily limit is $200
  • Unlimited check writing
  • Overdraft and NSF fees are waived

Health Checking (HSA)

Invest in your wellness with an account that may provide you with a tax advantage. Set aside pre-tax money to use for qualified medical expenses for you and your family. An HSA earns competitive interest like a savings account, but you can access the money anytime via check or with your HSA debit card.

  • $100 minimum deposit to open
  • $500 average daily balance to waive $5 monthly minimum balance fee
  • Save for medical expenses
  • Works in conjunction with a high-deductible health plan
  • Interest earnings are tax free*
  • Contributions are tax free or tax deductible*
  • HSA debit card
  • Online Banking, Bill Pay

*When funds are used for qualified medical expenses. Consult a tax expert for details on transaction eligibility.

Mobile Banking

Our mobile banking solutions let you experience even greater control of your accounts. Download our free app to your smartphone or tablet to manage your deposit accounts and loans on the go.

Interactive Video Player

 

  • Intuitive navigation
  • Improved touch optimization of screens and controls
  • Multi-user login support
  • Instant access to account balances and recent transaction history
  • Easy transfers between your Bank of Idaho accounts
  • Deposit checks with the Mobile Deposit feature
  • Branch and ATM locater service, including mapping on compatible phones

To access Mobile Banking you must be enrolled in Online Banking.

Message and Data rates may apply.

Text Banking

Send text commands (example: BAL to do a balance inquiry) to your bank from your SMS-enabled phone to inquire about basic account balance and transaction history information. Receive text message responses directly to your phone. This is a unique way to obtain account information quickly and securely.

Bill Payment

Let us help you streamline your bill payment procedures. As an Online Banking user, you have access to this secure service for added convenience.

Interactive Video Player

 

  • Simplify bill management
  • Save money on postage
  • Pay bills quicker and more securely
  • Set up advance or recurring payments

Bill Payment

Simplify how your business pays bills and start saving your employees time with Bill Pay through Treasury Management. 

Interactive Video Player
  • Simplify bill management
  • Multiple user access with payment dual control available
  • Electronically link invoice and credit memo information with your payments
  • Save money on postage stamps
  • Pay bills quicker and more securely
  • Set up advance or recurring payments

eStatements

Instead of waiting for paper statements to arrive in the mail, sign up to receive your statements via email. Once enrolled, you will be able to view and manage statements through your Business Online Banking account.

  • Secure and easy to read
  • Avoid excess clutter and filing hassles
  • Receive statements quicker than by mail
  • Access past statements online
  • Download and/or print statements as needed
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