Lending

You need a flexible auto loan that will keep you in the driver's seat and your budget on track. Whether you are looking to buy a car or truck, you will find competitive rates, affordable payment options and personalized service here at Bank of Idaho.

Plus, we also give you a discount on your loan rate when you set up automatic monthly payments from your Bank of Idaho checking or savings account!

Find the funding you need to cover major home repairs, a medical emergency, or any other pressing financial need. We can help you turn your equity into cash with a home equity loan or line of credit.

Adventures are waiting. Whether you love exploring the mountains or cruising around the lake, we can help you obtain the financing you need to purchase the vehicle that will take you to a new or favorite destination. We lend on boats, ATV's, UTV's, snow machines, horse trailers, and campers of all types and sizes. Visit a branch and see how we can help you take your outdoor experiences to the next level.

Get the money you need to take a well-deserved vacation, consolidate debt, or just about anything else you think of. We offer truly competitive rates, and our personal service and local decision-making will help you get access to the funds you need quickly.

Once approved for a personal line of credit, you'll have access to cash whenever you need it - for almost any purpose. Reuse it without reapplying, and only pay interest on the amount you use. *

Designed to protect you against overdrafts, this line of credit provides convenience and peace of mind. You will have the flexibility to cover an unexpected expense or an account balancing error. Funds can be accessed by writing a check, and the loan transfers automatically into your account in $100 increments if insufficient funds are detected. If less than $100 is available, it will transfer the amount that is available up to your total credit limit.