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Recreational Vehicles

Adventures are waiting. Whether you love exploring the mountains or cruising around the lake, we can help you obtain the financing you need to purchase the vehicle that will take you to a new or favorite destination. We lend on boats, ATV's, UTV's, snow machines, horse trailers, and campers of all types and sizes. Visit a branch and see how we can help you take your outdoor experiences to the next level.

  • Competitive rates
  • Flexible terms
  • Affordable monthly payments
  • Decisions made right here in Eastern Idaho
  • Prompt responses and personal service
  • Boat loans
  • RV loans
  • ATV loans
  • Snowmobile loans
  • And more...

Personal Loan

Get the money you need to take a well-deserved vacation, consolidate debt, or just about anything else you think of. We offer truly competitive rates, and our personal service and local decision-making will help you get access to the funds you need quickly.

  • Easy to apply
  • Affordable, low rates
  • Flexible terms
  • Low monthly payments
  • Decisions made right here in Eastern Idaho
  • Prompt responses and personal service

Personal Line of Credit

Once approved for a personal line of credit, you'll have access to cash whenever you need it - for almost any purpose. Reuse it without reapplying, and only pay interest on the amount you use. *

  • Competitive variable interest rate
  • Low monthly payments - just 2% of your outstanding balance
  • You only pay interest on the amount you advance from your line *
  • Use for most any purpose
  • Reuse as needed without reapplying
  • Available in amounts of $2,500 to $25,000
  • Easy access by personal check or telephone transfer
  • No early payoff penalties

*Any outstanding principal balance must be repaid at or prior to the maturity date disclosed in the loan agreement.

Home Equity Loan & HELOC

Find the funding you need to cover major home repairs, a medical emergency, or any other pressing financial need. We can help you turn your equity into cash with a home equity loan or line of credit.

Receive a single, lump sum of cash that you can repay over the term of your loan. Set up an automatic payment transfer from your personal checking account, so you never forget to get your payment in on time.

  • Low, fixed interest rates
  • Flexible terms
  • Affordable payments
  • Use funds for almost any purpose
  • Decisions made right here in Eastern Idaho
  • Interest is typically tax deductible

Access your available funds whenever you need to, without having to reapply. Use and repay your HELOC as you go, and you'll only pay interest on the amount you use.*

  • Competitive variable interest rate
  • Only pay interest on what you use
  • Use for most any purpose
  • Reuse as needed without reapplying
  • Interest is typically tax deductible

Flight Reserve Line of Credit

Designed to protect you against overdrafts, this line of credit provides convenience and peace of mind. You will have the flexibility to cover an unexpected expense or an account balancing error. Funds can be accessed by writing a check, and the loan transfers automatically into your account in $100 increments if insufficient funds are detected. If less than $100 is available, it will transfer the amount that is available up to your total credit limit.

  • Easy to apply
  • Affordable, low rates
  • Flexible terms
  • Low monthly payments
  • Decisions made locally
  • Prompt responses and personal service

Credit Cards

Bring added purchasing power along with you wherever you go. Our Visa® credit cards are easy to use and accepted worldwide. We offer competitive rates on five different card options, each with a variety of rewards. Find the one that fits your lifestyle and apply online today.

  • EMV smart chip technology for added security
  • Mobile purchasing capabilities for added convenience
  • Other benefits and rewards based on the card you choose

Auto Loans

You need a flexible auto loan that will keep you in the driver's seat and your budget on track. Whether you are looking to buy a car or truck, you will find competitive rates, affordable payment options and personalized service here at Bank of Idaho.

Plus, we also give you a discount on your loan rate when you set up automatic monthly payments from your Bank of Idaho checking or savings account!

  • Competitive rates
  • Flexible terms
  • Affordable monthly payments
  • Fast, easy approvals
  • Pre-approval available for better buying power
  • Decisions made right here in Eastern Idaho
  • Prompt response and personal service